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Year of the Groundhog
As the new appointed Blogger for the National Apartment Association, I kicked things off by channeling Punxsutawney Phil:
This season, it doesn’t take a groundhog to tell a landlord that the housing market is in for a long winter.
Failing banks are old news, I write, but the fallout on consumer credit is getting scary:
- American Express will cut you off for shopping at the Dollar Store
- Banks are ruining your FICO credit score even when you pay on time
- … While cheaters still just buy a better score
And this just in:
- When it comes to the changing rules of credit, even the wealthy aren't safe!
The bottom line:
it’s vital for landlords, as users of credit information, to understand what goes into the "score" – it’s often not what you think.
Times like these call for screening results you can understand and trust.
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